Aging in Place by Jane-Marie Schaffer

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Long-Term Care Planning

Long term care planning is planning for how we will live our lives as we age – do we want to live at home with help or do we want to move to a facility that will provide help to us.

87% of adults age 65 and older want to stay in their current home and community as they age.

Helping Seniors Age in place

► Where do you want to live?
► Who will provide care?
► How to pay for it?
► What financial resources are available?


Desire for social interaction?

  •  Friends & Family
  • Community Groups/Senior Centers
  • Educational Programs
  • Living Communities

Community Supports & Services

  • Meals on Wheels
  • Household Management/Bill Paying
  • Respite Care/Adult Day Programs

Medicare – What Does it Cover?

  • Hospital Stays
  • Short term stay in nursing home following a hospitalization
  • First 20 days, Medicare pays 100%
  • Days 21-100, Co-Pay of $176.00
  • No coverage after 100 days
  • Limited Home Care Coverage
  • No coverage for custodial care at home